Delayed Whiplash Reform Costs Britain’s Motorists Total Of £1.3 Billion

One of the most common personal injuries people claim compensation for is whiplash, says the Association of British Insurers (ABI).

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More than 1,500 whiplash claims are made in the UK every day. That is costing the insurance industry more than £2 billion a year. And adding £90 to the average annual motor insurance premium.

Average compensation amount is in the region of £3000

Some claimant have severe pain in their neck and are suffering quite badly. If there is also quite a lengthy prognosis then they are likely to receive maximum compensation. Which would be in the region of £11,000. A claimant with the same amount of pain and suffering but prognosis of less than maybe two years is likely to receive compensation between £6,500 and £11,500. The average compensation amount is in the region of £3000.

ABI campaigns for reform

The ABI has campaigned for reform of the personal injury claims system for many years and welcomes the introduction of the Civil Liability Act 2018.  The reforms will:

Reform how the Discount Rate used to calculate larger personal injury awards is set, to ensure it is up to date and reflects how claimants typically invest their compensation

New reform delayed

However, back in April, the MoJ announced that it would delay the introduction of the Civil Liability Act, citing the coronavirus pandemic. But the ABI warned the department against undue delays, claiming any additional stalling would “impact on the benefits to claimants and consumers”.

Now, the new laws are set to arrive in April 2021, 12 months after the original scheduled introduction in April 2020. The delayed introduction of new rules designed to cut the value of personal injury compensation has cost Britain’s motorists a combined total of £1.3 billion.

Ways to protect your premiums and claims

Sources:https://www.abi.org.uk/products-and-issues/topics-and-issues/personal-injury-claims/whiplash-claims/https://www.legalfutures.co.uk/latest-news/new-setback-in-race-to-begin-whiplash-reform-in-aprilhttps://www.accidentclaimsadvice.org.uk/whiplash-claims-calculator/https://uk.news.yahoo.com/delayed-whiplash-reforms-cost-drivers-082000214.html?guccounter=1&guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce_referrer_sig=AQAAAMD62pFp9tXh1T6nBQvwCulJi7rHBs6foVuShq9gyFlw7oqmWDZ11FF9B9W0uBPAiavaUGKDKZcwrDkaycR8JHIcu_Rdu3iZONbBgjYgjHHo52amWRs6bFVYd9eccouOlsG0xyIHoY7iqEWqComrKY16lyibIqzuN8Ma55uYitDP

Just 2 in 5 stolen vehicles are returned on average

Farms, by necessity, need a range of expensive machinery like tractors, quad bikes, etc. in order to carry out their tasks. A stolen vehicle can be a traumatic experience, costly and extremely inconvenient to say the least.

According to the Office for National Statistics (ONS) just 2 in 5 stolen vehicles return to their owner. Even if the vehicles return, they’re not likely to be a good condition. The West Yorkshire Police Vehicle Crime Unit officially advises owners to track their vehicles to avoid theft.

Vehicle tracking offers location and immobilisation features

Simplytrak’s asset and vehicle tracking system provides the exact location of your vehicle at any given time. In addition, Simplytrak offers remote immobilisation features. They have the ability to stop your vehicle from running remotely – and start it again if required.Simplytrak’s Operations Manager Steve Brindle who guided the police with the tracker information, says “Speed is important as our client received the vehicle back without damages, ready to go. The investment in vehicle tracking has surely paid off for him. We would recommend anyone owning machinery to track their vehicles. It’s not expensive and it’s worth it.”

Press release — Market Weighton, 22 October 2019

Simplytrak offers a cutting-edge vehicle tracking system with integrated cameras and live footage of incidents. The telematics solution offers in-depth fleet reports for those that wish to monitor vehicles for driver behaviour, mileage and fuel usage amongst other options.

Simplytrak offers fleet managers the ultimate control over their vehicles with Simplytrak’s Remote Immobilisation option which can de-mobilise vehicles with the click of a button.

Ian Wood, Simplytrak’s Managing Director, comments, “We are delighted that Practical Car and Van Rental have chosen us as their preferred supplier of tracking solutions. Having spent a lot of time with our customers, we recognised the need for more visibility and control of their vehicles. Our Tracking solution and Remote Immobilisation feature gives fleet managers that ultimate control of their vehicle, increasing safety and reducing costs.”

Practical Car and Van Rental is the UK’s fourth largest rental company with over 150 car and van hire locations situated throughout the UK and Ireland. The fleet comprises of over 4000 vehicles in total.
Darren Williamson, Practical’s Insurance Manager, states, “Simplytrak are rated very highly within the marketplace for their products. They came to us with a solution that works for our franchise network. A lot of franchisees on the network are already using Simplytrak’s service and have returned with very good reviews. It allows us to give back control to the franchisees.”
Simplytrak has developed telematics solutions for its clients since 2002 and continues to stay cutting-edge and bespoke at the same time.